Step 1: Review Payment Options at Checkout
On the checkout page, you'll see ThrivePay Installments displayed as a payment option alongside standard payment methods. If you don't see this option, verify:
- Your billing address is in the US, UK, Canada, or Australia
- You're purchasing an eligible ThriveCart product
- You haven't selected a PayPal payment option (ThrivePay Installments requires credit card)
Step 2: Choose Your Installment Plan
When you select ThrivePay Installments, you'll be presented with installment plan options:
- 3 Months: Pay your total in 3 equal monthly payments
- 6 Months: Pay your total in 6 equal monthly payments
- 12 Months: Pay your total in 12 equal monthly payments
The checkout page will display your exact monthly payment amount for each option (e.g., "Pay $82.50/month for 6 months").
Step 3: Complete Customer & Billing Information
Important: All fields must be completed before you can proceed with ThrivePay Installments. The system will display a validation message if any required information is missing.
Step 4: Enter Payment Details
After selecting your installment plan and clicking the Complete Order or Pay with ThrivePay Installments button, you'll be redirected to the ThrivePay Installments secure hosted payment modal where you'll enter:
- Credit card number
- Expiration date
- CVV/security code
- Cardholder name (if different from customer name)
- Billing address and zip code
Confirm that your billing address matches exactly what your bank has on file—mismatches can cause authorization failures.
Step 6: Complete Authorization
Once the order completes successfully:
- Your credit card will be authorized for the full purchase amount
- The first installment charge will be posted to your credit card
- You'll receive an immediate order confirmation
- You'll gain instant access to your purchased product - either via the URL on the success page, or as an additional email in your inbox